Question 1

What exactly does Visor do?

Accepted Answer

Visor helps you understand where you stand financially: your cash flow, savings, investments, loans and risk profile. We then bring these together with your goals and priorities to build a holistic financial plan for you and your family. The plan helps you make the right decisions today while keeping you on track for the future. As your finances and life change, Visor continuously reviews what is needed and helps you stay on course.

Question 2

Who is Visor for?

Accepted Answer

Visor is for anyone who wants a trusted, independent perspective on their financial decisions. Whether you need expert guidance, a second opinion, or simply someone to help you stay on track, Visor adapts to what you need. It is a financial companion you can turn to whenever you need clarity or confidence in a financial decision.

Question 3

How is Visor different from a bank, broker or financial product platform?

Accepted Answer

Banks, brokers and financial product platforms typically make money when you buy or use the products they offer. Visor is different: we are paid for our advice. Our focus is therefore not on selling you a product, but on understanding your financial life, your goals and what will work best for you. That is the foundation of how we advise you.

Question 4

How does the relationship with Visor work?

Accepted Answer

Visor is not a one-time financial planning service. You pay a fee for an agreed period, and during that period our aim is to be available whenever you need us, without limiting the number of questions, conversations or decisions we help you with within the scope of our engagement. We will keep things simple, explain your finances in language you can understand, and stay engaged as your circumstances change. We will regularly review and adapt your plan with you, because our goal is not just to create a financial plan, but to make managing your financial life easier and help you stay on track.

Question 5

How does Visor determine what is right for me?

Accepted Answer

Every recommendation starts with understanding you: your financial situation, goals, priorities and risk profile. We bring together research and well-established planning approaches, and tailor them to your circumstances. So the advice is built for you, not simply applied to you.

Question 6

What is a risk profile and why does it matter?

Accepted Answer

No two people are the same when it comes to risk. Even if two people have similar incomes, savings and goals, their ability to take risk and their comfort with uncertainty can be very different. Your risk profile helps us understand how much risk is appropriate for you, so that the advice we give is suited not just to your finances, but also to you.

Question 7

Does Visor use AI to provide financial advice?

Accepted Answer

Visor uses AI to analyse information, identify patterns and make the advisory process faster and more personalised. But your advice is not simply generated by AI. AI works within processes and controls defined by the Visor team, and we will be clear with you about where and how AI plays a material role. This ensures that technology enhances the advice you receive without taking away the expertise, judgement and accountability behind it.

Question 8

Who implements the recommendations?

Accepted Answer

You remain in control of every financial decision. Visor provides the analysis, advice and recommendations; you take the action to implement them. This means you decide what to act on, when to act, and how to proceed, with a clear understanding of why each recommendation is being made.

Question 9

How do you charge for your advice?

Accepted Answer

At Visor, we believe you should never pay more than you should for any part of your financial life. We apply the same principle to our own advice. We charge a clearly defined fee for the advice and financial planning we provide, with all applicable costs disclosed upfront and no hidden charges. Our fee depends on the scope of the engagement. It starts from ₹1,200 and rises only with the depth of work involved, with a ceiling of ₹35,000. You will always know the exact amount before you begin. We do not earn commissions on any product. You will always have a clear view of what you are paying, what it covers and why.

Question 10

Is there a minimum amount I need to invest to work with Visor?

Accepted Answer

No. There is no minimum investment or asset requirement to work with Visor. Visor is for anyone who wants an independent perspective on their finances and a trusted companion to help with their financial decisions. We charge a flat advisory fee rather than a fee linked to your investments. The fee is agreed with you upfront and based on your financial situation and the scope of advice you need.

Question 11

Is Visor a SEBI-registered investment adviser?

Accepted Answer

Not yet. Our SEBI registration is in progress, and until it is complete we will not describe ourselves as a registered investment adviser. We will update this page, and show our registration number, as soon as it is granted. Regulation sets the minimum, and we do not measure ourselves by it alone. We hold ourselves to the intent behind the rules, which is to serve you well, and to go further wherever that is what serves you better.

Question 12

How does Visor protect my financial information?

Accepted Answer

Your financial information belongs to you. We collect only what we need to advise you, use it only for clear purposes, and do not sell it. We will not share your financial information with another organisation for its own marketing without your consent. Where you connect financial accounts, that happens through a regulated, consent-based framework. We aim to store and process your information in India, and access is limited to the people and systems that need it. You can ask us to explain, correct or delete your information at any time, subject to records we are legally required to keep. Our full Privacy Policy is on the Legal page.

Frequently asked questions.

General

Advice & How It Works

Fees & Relationship

Trust & Transparency

Didn’t find what you’re looking for?

Frequently asked questions.

General

What exactly does Visor do?+

Who is Visor for?+

How is Visor different from a bank, broker or financial product platform?+

How does the relationship with Visor work?+

Advice & How It Works

How does Visor determine what is right for me?+

What is a risk profile and why does it matter?+

Does Visor use AI to provide financial advice?+

Who implements the recommendations?+

Fees & Relationship

How do you charge for your advice?+

Is there a minimum amount I need to invest to work with Visor?+

Trust & Transparency

Is Visor a SEBI-registered investment adviser?+

How does Visor protect my financial information?+

Didn’t find what you’re looking for?